Privacy Policy | MortgageToolsHub 2026

Last updated July 2026

Privacy Policy

How MortgageToolsHub handles your data, cookies, and advertising — explained in plain English, not legal boilerplate.

MortgageToolsHub privacy policy and data protection

This Privacy Policy explains what information we collect when you visit our free mortgage and equity release calculators, how cookies and Google AdSense are used, and what rights you have over your data.

1Information we collect

Our calculators run entirely in your browser. Any numbers you enter — property value, age, income, or anything else — are processed locally on your device and are never sent to our servers, stored, or shared with any third party.

We automatically collect limited technical information when you visit, including:

  • Browser type and device information
  • Pages visited and time spent on our site
  • General location (country/city level, via IP address)
  • Referring website

For general guidance on how UK websites should handle personal data, see the Information Commissioner's Office (ICO) public guidance.

2Advertising and cookies (Google AdSense)

We use Google AdSense to display advertisements on this website. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.

You may opt out of personalised advertising by visiting Google's Ads Settings, or opt out of some third-party vendor cookies at aboutads.info.

3Cookies

We use cookies to remember your preferences, understand site usage, and serve relevant advertising. Cookies are small text files placed on your device by your browser, and they help us see which calculators are most useful so we know where to focus our updates.

You can disable cookies through your browser settings at any time, though this may affect how parts of the site function, such as remembering your currency or region preference between visits.

4Third-party links

Our pages may link to external websites, including lenders, financial institutions, and government resources such as MoneyHelper or the Financial Conduct Authority. We are not responsible for the privacy practices, content, or security of external sites, and we recommend reviewing the privacy policy of any third-party site before sharing personal information with them.

5Data security

Since our calculators process data locally in your browser, no personal financial information you enter is ever transmitted to or stored on our servers. This by-design approach means there is no calculator database for us to secure, or for a third party to access — because the numbers simply never leave your device in the first place.

6Children's privacy

Our website is not directed at individuals under 18. We do not knowingly collect personal information from children, and if we become aware that a child has provided us with personal data, we will take steps to delete it.

7Your rights

Depending on your location, you may have rights to access, correct, or request deletion of any personal data we hold. Since we do not store calculator inputs, this applies only to the technical/analytics data described above, such as browser type or general location collected via cookies.

To exercise any of these rights, or if you simply have a question about how your data is handled, you're welcome to contact us using the details below.

8Changes to this policy

We may update this Privacy Policy from time to time as our calculators, advertising partners, or legal requirements change. Changes will be posted here with an updated "Last updated" date, so we encourage you to check back periodically if you use our tools regularly.

9More about MortgageToolsHub

This Privacy Policy works alongside our other site policies. Read our About Us page to learn who runs MortgageToolsHub, our Terms and Conditions for the rules of using the site, and our Disclaimer to understand the limits of our free calculators. You can also head back to our homepage to explore all 25+ free mortgage and equity release tools.

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Site editor, MortgageToolsHub — this policy is reviewed alongside the calculators it covers. Last checked July 2026.
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